英语语法分析

The first and third are used by the bank or card issuer.

银行或发卡机构使用第一个和第三个。

If someone uses your credit card fraudulently, it's the issuer or merchant, not you, that takes the hit．

如果有人欺诈使用了你的信用卡，受打击的不是你，而是信用卡发行机构或商家。

If someone uses your credit card fraudulently, it's the issuer or merchant, not you, that takes the hit.

如果有人用你的信用卡诈骗，受打击的不是你，而是信用卡发行机构或商家。